KYC verification of unregulated trusts (USA)

Use this API call to perform KYC verification of unregulated trusts.

Parameters

Name	Type	Description
`country` (required)	string	USA
`name` (required)	string
`trustType` (required)	string	Revocable / Irrevocable / QTIP / SpecialNeedsTrust / BlindTrust / TestamentaryTrust
`registeredOfficeRequired` (required)	string	address
`trustDeed` (required)	string	base64 Data URI (JPG/PNG/PDF)
`stakeholders` (required)	array	beneficiaries / trustee (*) / settlors

trustType options

Option	Description
`Revocable`	Revocable
`Irrevocable`	Irrevocable
`QTIP`	Qualified Terminable Interest Property (QTIP)
`SpecialNeedsTrust`	Special Needs Trust
`BlindTrust`	Blind Trust
`TestamentaryTrust`	Testamentary Trust

Stakeholder types

Name	Type	Note
`beneficiaries`	individual	Individuals who directly or indirectly own 25% or more of the entity, or are entitled to 25% or more of the income or assets of the entity.
`trustee` (required)	individual, private company, public company, government body
`settlors`	individual

Note on submitting stakeholders

For each trust, the same individual can hold multiple stakeholder roles. For example, in a trust, a person can be both a trustee and a beneficiary. We strongly recommend submitting an individual in only one stakeholder role. If there is a specific role that must be included (i.e., is required), such as trustee, submit the individual in that role to avoid running multiple KYCs (identity verifications) for the same person within a single KYB, which would be redundant. This is a cost-effective approach. For instance, if John ok Citizen is both a trustee and beneficiary of MY TRUST, submit John ok Citizen as a trustee, as this role is required to be submitted, rather than as both. This will prevent duplicate charges for verification. Even if the individual is submitted under one role, bronID will map any additional relevant roles in the background and include them in the documentation.

Note on uploading documents

Base64 encoded uploads must be submitted as a Data URI (with data format prefix). Example PDF format:

data:application/pdf;base64,JVBERi0xLjUKJYCBgoMKMSAwIG9i...

Runnable example

const apiEndpoint = 'https://dev.bronid.com/verify';

// request body
const kycData = {
	"metadata_version": "4",
	"metadata_serviceUid": "XL7ULiU6B4QE9Y2iWFZnhtMDKFN2",
	"metadata_secretKey": "api_sec_NJAtNcRtUrPlf7xYDrMNP9URI-ZfN314",
	"metadata_userId": "yourUniqueUserId",
	"metadata_tags": ["product1", "client1"],
	
	"type": "usaTrust",
    "fields": {
        "country": "USA",
        "name": "entity name",
        "trustType": "Irrevocable",
        "registeredOfficeRequired": "Registered office USA",
        "trustDeed": "data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAUAAAAFCAYAAACNbyblAAAAHElEQVQI12P4//8/w38GIAXDIBKE0DHxgljNBAAO9TXL0Y4OHwAAAABJRU5ErkJggg=="
    },
    "stakeholders": [
        {
            "type": "individual",
            "role": "beneficiaries",
            "fields": {
                "firstName": "American",
                "middleName": "ok",
                "lastName": "Person",
                "gender": "female",
                "dateOfBirth": "30/10/1982",
                "email": "person@email.com",
                "country": "USA",
                "socialSecurityNumber": "123456789",
                "unitNumber": "",
                "streetNumber": "250",
                "streetName": "Point Lobos",
                "streetType": "Ave",
                "suburb": "San Francisco",
                "postcode": "941211471",
                "state": "CA",
                "phone": "0432248425"
            }
        },
        {
            "type": "individual",
            "role": "trustee",
            "fields": {
                "firstName": "American",
                "middleName": "ok",
                "lastName": "Person",
                "gender": "female",
                "dateOfBirth": "30/10/1982",
                "email": "person@email.com",
                "country": "USA",
                "socialSecurityNumber": "123456789",
                "unitNumber": "",
                "streetNumber": "250",
                "streetName": "Point Lobos",
                "streetType": "Ave",
                "suburb": "San Francisco",
                "postcode": "941211471",
                "state": "CA",
                "phone": "0432248425"
            }
        },
        {
            "type": "individual",
            "role": "settlors",
            "fields": {
                "firstName": "American",
                "middleName": "ok",
                "lastName": "Person",
                "gender": "female",
                "dateOfBirth": "30/10/1982",
                "email": "person@email.com",
                "country": "USA",
                "socialSecurityNumber": "123456789",
                "unitNumber": "",
                "streetNumber": "250",
                "streetName": "Point Lobos",
                "streetType": "Ave",
                "suburb": "San Francisco",
                "postcode": "941211471",
                "state": "CA",
                "phone": "0432248425"
            }
        }
    ]
};

console.log('Running request...')

// submit the KYC data to the bronID API
try {
	const response = await fetch(apiEndpoint, {
		method: 'POST',
		headers: {
			'Content-Type': 'application/json',
		},
		body: JSON.stringify(kycData),
	});

	if (!response.ok) {
		const errorData = await response.json();
		console.log('error! click the results to expand them');
		console.log(JSON.stringify(errorData, null, 2));
	} else {
		const bronIdResult = await response.json();
		const printResult = 'bronId API response: ' + JSON.stringify(bronIdResult, null, 2);
		console.log(printResult);
	}
} catch (error) {
	console.log('Fetch error: ', error);
}

	
// Click “▶ run” to try this code live and run your first KYC.